ClearEdge Process

By Utilizing 3 key processes ClearEdge National  is able to facilitate and support your loan from Order to Policy.

Title Only – (MT, WY, CO, ND, SD, NE, KS, MN, IA, AR, LA, MS, AL, TN, KY, IN, MI, OH, FL, WV, PA, DC, NY, NJ, ME, MO, NH, NC, RI)

  • ClearEdge National delivers Title Commitment, Tax Certification and Preliminary HUD
  • Client will work directly with their Lender/Broker
  • Client will clear all Title requirements (Payoffs, Judgment, Liens, etc.)
  • Client will receive Closing Instructions, develop HUD, Handle Closing, QC File post-close
  • Client will provide Team ClearEdge copies of signed Docs for Review
  • ClearEdge will forward final invoice and give funding approval
  • Client will Disburse loan
  • Client will send ClearEdge all title fees, recording fees and loan specific docs for QC and Recording
  • VP will record and deliver Policy

Sub Escrow – ( OR, CA, NM, NV, OK, IL, GA, SC, UT,VT, AK)

  • ClearEdge National delivers Title Commitment, Tax Certification and Preliminary HUD
  • Client will work directly with their Lender/Broker
  • Client will clear all Title requirements (Payoffs, Judgment, Liens, etc.)
  • Client will receive Closing Instructions, develop HUD, Handle Closing, QC File post-close
  • Lender will forward Funds to ClearEdge National
  • Client will forward all required loan specific doc’s (Closing instructions, signed HUD, etc.)
  • ClearEdge National will disburse Title Commitment Requirements, All ClearEdge Title fees, and Recording Fees
  • ClearEdge National will send any remaining fees to Client to disburse to borrowers, Credit Card Payoffs, and Client Settlement Fees.
  • Client will send loan specific docs for QC and Recording
  • ClearEdge will record and deliver Policy

Full Escrow – (WA, ID, AZ, TX, VA, DE, CT, MA, MD, HI )

  • ClearEdge National delivers Title Commitment, Tax Certification and Preliminary HUD
  • Client will work directly with their Lender/Broker
  • Client will clear all Title requirements (Payoffs, Judgment, Liens, etc.)
  • Client will develop an Invoice and forward with Closing Instructions to VP
  • ClearEdge National will develop HUD  (responsible for Signing)
  • After signing, Doc’s will be forwarded to ClearEdge National for QC and Disbursement
  • ClearEdge with Lender Funding Approval, will then Disburse File
  • ClearEdge will forward Client their Specific Settlement Fees
  • If Client does perform Settlement – Client will pay all Notary Fees
  • ClearEdge will Record and Deliver Policy